2005 Toyota Camry LE

Owners selling privately get 26% to 29% less than dealers ask for the same trim, year and mileage. The low end is how the big pricing guides value a private sale (what buyers pay dealers, less a private-party discount); the high end is what private sellers’ asking prices and private-party sales show. A trade-in usually fetches less still.

Median of 10 final asking prices of this trim & year (listings that ended), adjusted to 161k mi ($5,306 nationally), its history (2+ accidents −3.1%) and where it is (Illinois +0.3%).

Accident, owner and title flags as reported in listings — not a full vehicle history report.